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Adults Left Behind

Helping Clients Deal with Student Loan Problems

By Deanne Loonin

As costs of higher education soar, more low-income clients may face problems in repaying student loans. The outcome of current congressional debate on Higher Education Act reauthorization will shape the future for low-income clients seeking higher education. For those already indebted, loan cancellation, repayment plans, and defenses to collection may be remedies for federal student loans. Advocates should take note of an apparent resurgence in trade school fraud and the illegal practices of private lenders with whom the schools do business.

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