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Accessible Assets

Bringing Together the Disability and Asset-Building Communities

By Karen K. Harris & Hannah Weinberger-Divack

People with disabilities have lower employment rates, lower savings rates, and higher costs of living than people without disabilities. Most asset-building programs do not consider the needs of people with disabilities. Asset limits are particularly onerous. Advocates need to ensure that people with disabilities are availing of programs tailored to them—the earned income tax credit (EITC), Assistive Technology Act alternative financing programs, and individual development accounts (IDA). Legislation to eliminate restrictions on the use of federally funded IDAs and create a new type of savings account will also ensure that asset building is doable by everyone.Copies of this article are

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