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Hillcrest Medical Ctr. v. Monroy
38 P.3d 931( Okla. Ct. App. 2001) ; Clearinghouse Number: 54345
Description
Court May Order Retroactive Refund of Garnished Funds If Debtor Proves Hardship Exemption From Inception of Garnishment
Abstract
The Oklahoma Court of Civil Appeals held that, in the case of a
continuing earnings garnishment to satisfy a money judgment not
involving child support, when a judgment debtor established an
exemption of earnings from garnishment for hardship, the trial
court might order a retroactive refund of garnished funds upon
judgment debtor’s proof that the hardship existed from the
garnishment’s inception. Plaintiff-appellee judgment creditor
obtained a money judgment against defendant-appellant judgment
debtor and issued a six-month continuing earnings garnishment.
Nearly four months later, debtor moved to exempt wages from
garnishment on the ground of hardship and later requested a refund
of all sums already garnished. Staying the garnishment, the trial
court ruled that debtor’s future wages would be exempt on
hardship grounds but that the court lacked authority to order the
return of funds garnished before debtor filed her motion. On
debtor’s appeal, the court allowed judgment debtor, under the
state’s garnishment statute (which had no time limit on a
debtor’s motion for exemption), to seek exemption by motion
until the continuing garnishment terminated. However, if the
judgment debtor delayed requesting an exemption, the court should
determine when the hardship accrued in addition to whether it
existed. If a judgment debtor’s property was exempt due to
hardship from the outset, then the garnishment lien never attached
and a refund would be appropriate.
