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The Affordable Care Act

An Effective Asset-Building Policy

By Alexander I. Hoffman & Karen K. Harris

When people think about the Patient Protection and Affordable Care Act, they initially think about health care. They do not consider the Act’s huge impact on people’s financial security. By providing more people with access to health insurance, incentivizing participation in preventive health care, and requiring essential services from all health plans, the Act will change individual and institutional behavior in ways that will help all Americans accumulate assets.

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