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Using the Community Reinvestment Act to Promote Checking Accounts for Low-income People

By Dory Rand

As governments move toward electronic transfer of benefits and more welfare recipients move into the labor force, low-income people increasingly need to be informed about money management and opportunities to use traditional bank checking accounts. A Chicago example shows how advocates can use the Community Reinvestment Act and other strategies to help bring low-income people into the financial mainstream.

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