Skip to main content
ClearingHouse Community
Part of the Sargent Shriver National Center on Poverty Law
Menu ≡

Strategies for Defending Foreclosures of FHA-Insured Mortgages

By Steven Sharpe

Since the collapse of the housing market, mortgage loans insured by the Federal Housing Administration (FHA) constitute a much greater share of the market than they did during the housing bubble. These loans perform poorly compared to conventional loans, and loss mitigation options are more limited. However, FHA-insured loans are governed by a well-defined statutory and regulatory structure that is incorporated explicitly into loan contracts and enabled advocates to make strong arguments on behalf of homeowners facing foreclosure.

Download this article
↑ Go up to the top.